What is the primary function of an insurance agent?

The primary function of an insurance agent is to sell and service insurance products on behalf of insurers. This role involves a variety of responsibilities, including educating clients about different insurance options, helping them select appropriate coverage based on their needs, and assisting with policy management. Insurance agents act as intermediaries between the client and the insurance company, ensuring that the clients receive the right products and services tailored to their specific situations.

This position is crucial because it encompasses not only the transaction of selling policies but also ongoing support and service throughout the life of the policy. Agents build relationships with their clients, helping them navigate claims processes and making adjustments to their policies as circumstances change. This client-focused approach is fundamental to the role of an insurance agent, distinguishing it from other professions related to insurance, such as risk assessment or legal representation.